While no homeowner plans to endure a hurricane, many parts of the United States are highly vulnerable to such storms. Although you can’t stop the weather from happening, there are smart ways to prepare and even address damage afterward.
Disaster preparedness expert Cheryl Nelson offers this quick guide on what you need to know to prepare for a hurricane.
Written in collaboration with Brittany Fisher of financiallywell.info.
Photo credit: Pexels
Prepare a Plan Ahead of Time
Gathering supplies and having an action plan can help avoid disaster. So, take these steps in advance of a storm’s approach.
● Purchase or pack an emergency survival kit.
● Know what to shut off and conserve to stay safe during a storm.
● Take steps to prepare your business. This includes equipment, data and facilities.
● Buy a NOAA weather radio with a backup power source.
● Review your homeowner’s insurance for flood coverage. If you’re not covered, purchase a flood insurance policy.
Be Aware as the Situation Changes
If a storm is expected, it’s vital that you stay informed. Know what’s happening and what your next move is if your area is forecast to be impacted by a tropical depression, tropical storm, or hurricane.
● Sign up for local emergency alerts.
● Know your flood risk and plan accordingly. Unplug electrical appliances and unnecessary equipment.
● Have an evacuation plan and checklist in place.
Be Proactive After the Hurricane Passes
If your home sustains damage, there are steps you can take to rebuild. Be proactive about cleanup and repairs so you can get back to living life.
● Know what to expect after a hurricane, tropical storm or tropical depression.
● Clean up carefully if there’s damage to your home. Take photos and keep records of any damage you need to claim on your homeowner’s insurance.
● Start rebuilding with DIY projects post-storm.
Weather is an inexact science, so it’s impossible to predict every storm or natural disaster. But being prepared can go a long way toward relieving stress and keeping your family and home safe. With these steps, you’ll feel more empowered if you are impacted by a hurricane or other natural disaster —and relieved you took the necessary precautions to survive and thrive despite it.